Can You Qualify to Buy a Home with 100% financing and no closing costs?

FACT #1:

 

Zero down mortgage loans are still the “most popular” purchase loans today. They're still the smartest loans for most buyers because they’ll help you buy a house FAST – without you having to wait “years” to save up for a down payment. Please refer back to my home page for information on real estate for sale in all Tarrrant County cities or more loan information.

 

We specialize in offering you $0 down loans to help you buy a new, resale, HUD or bank foreclosure home. The most shocking fact is that most people assume you need good or nearly perfect credit to qualify for these loans. Not true! We can actually help you get approved for a $0 down loan if you have below average credit scores too!  Interest Rates are excellent!!

 

FACT #2:  

 

Over 97% of my company's mortgage loans are done with 100% financing and no closing costs. These loans are 30 year fixed conventional mortgages and we offer many options depending on your credit situation.

 

 

FACT #3:  
 
You do not need perfect credit to secure a loan with 100% financing and no closing costs. Conventional programs exist that allow for bankruptcy or foreclosures in a credit history that are only 2 years old. Many of the government programs today will forgive collections and charge offs. Please refer to my tabs on these loans on the left hand side of the page.

 

FACT #4: 

 

The Texas Real Estate Market is alive and doing very well. The CEO of Lennar homes quotes that Texas is now the number 1 real estate market in America. Investing in Real Estate in the Longhorn state is one of the best investments you will ever make. With average appreciation running around 5% the 100% financing option makes perfect sense as your home value grows each year through appreciation.

 

 

These loans are conventional loans that are being done through the FHA, VA, Freddie Mac, Fannie Mae or internal bank programs. THESE LOANS ARE NOT SUB –PRIME loans from sub-prime lenders. Sub Prime is dead. Good riddance as my company specializes in conventional 100% lending.

 

 

I would love to speak to you and your family in greater detail about your home buying and mortgage needs. Please contact me or simply apply on line and we will get in touch with you in 24 hours.

 

Thanks, Tom